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IIC Essential Skills for the Insurance Broker and Agent Sample Questions:

1. Which locale is an example of an attractive nuisance?

A) Suburban street
B) Residential pool
C) Public flower garden
D) Elementary school

2. Which article is not insured for off-premises coverage unless it is scheduled?

A) Musical instrument
B) Business computer
C) Silverware
D) Firearm

3. In law, what does the term prescription mean?

A) Limited time after which a cause of action ceases
B) Transferring of the rights for action against the responsible party to the insurer
C) Committing to an automatic renewal process
D) Guidelines relating to the acceptability of a class of risk

4. What is the primary way an agent and an exclusive agent differ?

A) In the number of insurance companies they can represent
B) In the way they evaluate a client
C) In their authority to handle claims
D) In the way they advise clients of policy coverages

5. What aspect of communication involves parties interpreting verbal and non-verbal cues?

A) Passive exchange
B) Building rapport
C) Matching
D) Active listening

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